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The high cost of financial illiteracy 27 Aug 2013 | 02:11 pm
Financial illiteracy is the reason most people struggle financially. They make unwise financial decisions because they do not know better. In the West, most students graduate from college with a massi...
Financial Illiteracy 26 Aug 2013 | 01:43 am
Financial illiteracy is the opposite of financial literacy and is the root of financial struggles. Without financial education, you cannot make informed financial decisions. In the past couple of deca...
The trap of instant gratification 24 Aug 2013 | 12:40 am
The inability to delay gratification is at the root of the poverty mentality. There is nothing wrong with getting nice things. Life is beautiful and ought to be enjoyed to the fullest, as we only get ...
Are You Making Progress Financially? 22 Aug 2013 | 02:09 am
Every action we take moves us in a certain direction, this includes each time we spend. According to Robert Kiyosaki in Rich Dad, Poor Dad, with every dollar we spend, we are making a decision to be r...
How To Pay Off Debt Without Borrowing More Money 16 Aug 2013 | 02:29 am
Are you a slave to your debt? Many people are. I saw a study recently that said 30 million Americans now have debt that is subject to collection. This means they are so far behind in their payments - ...
Passive Income – Your Ticket to Financial Independence 30 Jul 2013 | 11:19 pm
Achieving financial independence simply means being able to sustain a certain standard of living without having to work again. That certain standard of living varies from person to person. You can use...
Much ado about a Royal Baby 28 Jul 2013 | 09:35 pm
The press had worked itself into frenzy the past couple of weeks over the expected and eventual arrival of Prince William's son, Prince George. The entrance to St Mary's Hospital at Paddington turned ...
How to Become Financially Independent 26 Jul 2013 | 10:29 pm
"To become financially independent you must turn part of your income into capital; turn capital into enterprise; turn enterprise into profit; turn profit into investment; and turn investment into fina...
Managing Your Debt – How to Get Out of Debt Without Going Bankrupt 24 Jul 2013 | 08:25 am
Do you have sleepless nights worrying about your debt? Do you dread phone calls and knocks on the door. Are you tempted not to open the mail? Are you trying to pretend that nothing is wrong and hiding...
Are You Living on Earned Income? 20 Jul 2013 | 02:15 pm
with the dawning of the industrial age, living on earned income has become a risky undertaking. It is now a norm for an employees to work for more than three employers during the lifespan of their car...