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Downloads & Uploads • Re: Require Guidance for Financia Planning 3 Mar 2013 | 01:05 pm
Hi Anirbhan, For the policies you have paid premiums for a longer period, you can make them paid-up, you can stop paying premium after 3 yrs (confirm the period).. Then you would get returns on what ...
Personal Finance • Re: Contribution to "New Pension Scheme" using SBI online 3 Mar 2013 | 10:59 am
Hi all, Thanks Asav and other members to start discussion on NPS I have gone through all the post and threads from Asav and other respected members about NPS. I have below few doubts about NPS; can ...
Personal Finance • Re: Direct MF plans.... 3 Mar 2013 | 09:48 am
Thanks justgrowmymoney and rajivkhu Now I realize that I can get out off HDFC TAX SAVER since PPF limit is 1L p.a. & PF is by default there. Also I just started (2 months back) HDFC mid-cap opportuni...
Personal Finance • Re: Offsetting LTCL from LTCG from different types of assets 3 Mar 2013 | 09:45 am
I don't think we can do this...Let me do more research and check.. Regards Rajiv Statistics: Posted by rajivkhu — Sun Mar 03, 2013 10:15 am
Personal Finance • Re: Investment Advise - Pension + Short Term 3 Mar 2013 | 09:43 am
Its really short term...you need to be in save investment...Think about TAX Free instruments like PPF/EPF ..if withdrawal reason qualifies tax free income. Regards Rajiv Statistics: Posted by rajivk...
Personal Finance • Re: Some tips on investment 3 Mar 2013 | 09:40 am
15 Lac...please move to Debt Funds..or Monthly income...and through (Systematic Transfer Plan) move to equity funds ..This will take care market volatility Regards Rajiv Statistics: Posted by rajivk...
Personal Finance • Re: THREATENING BY EMPLOYER 3 Mar 2013 | 09:38 am
Employer can't....few latest examples where Companies have to pay to employees incase of wrong doing.. So... Regards Rajiv Statistics: Posted by rajivkhu — Sun Mar 03, 2013 10:08 am
Personal Finance • Re: Direct MF plans.... 3 Mar 2013 | 09:34 am
JGMM, What are direct MF? seems something new. Though I too agree with you for PF/PPF and IDFC preimer Equity Fund Regards Rajiv Statistics: Posted by rajivkhu — Sun Mar 03, 2013 10:04 am
Personal Finance • Re: Direct MF plans.... 2 Mar 2013 | 10:48 pm
At a high level I would knock off HDFC mid cap and look exposure to IDFC Premier. HDFC Tax saver also is not required unless you really need to save taxes other than PF and PPF! Statistics: Posted by...
Personal Finance • Re: direct plans for mutual fund 2 Mar 2013 | 10:46 pm
Broker Plans and Regular Plans same return in a given period of time. However since expenses are lower for Direct plans the returns in Direct Plans will 'always' be superior over longer periods of tim...