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Does credit report reflect your character in any way? 30 Nov -0001 | 12:00 am

Hi there… I have a query. Hope someone here will be able to help me. I need to know if your credit report reflects your character in any way. I have gotten confusing answers from people around me!!

Best way to fund new custom house, cheapest costs 30 Nov -0001 | 12:00 am

I live in Texas and own my current house, paid off, no mortgages. I desire to build a new house in Oklahoma through a builder. I wish to finance the build somehow. I own the lot to be built on. The cu...

Hidden mortgage costs and how to stay alert 30 Nov -0001 | 12:00 am

What are the hidden costs of new mortgage deals and how to stay alert of them? I am planning to take out a mortgage by this year and lot of my acquaintances told me about hidden costs of new mortgage ...

A Paid-off Mortgage Vs an Emergency Fund 30 Nov -0001 | 12:00 am

Is it worth enough to have an emergency fund for the crisis period or should I concentrate on paying off my home loan?

Can I finance a condo in TX with a 90 mile commute 30 Nov -0001 | 12:00 am

Hello, I am needing to move 90 miles to be near my aging Mother. I have a home where I currently live, but the company that purchased the note several years ago does NOT report on my credit. I am wan...

Collections and FHA loan 30 Nov -0001 | 12:00 am

My credit report shows 2 collections on each credit report, both are paid (shows paid all 3 credit reports), but will not come off till 2014, I have been approved for a FHA loan. Will it create a prob...

Bankruptcy filing for medical bills 30 Nov -0001 | 12:00 am

Due to excessive medical bills, my husband's wages were garnished and we couldn’t pay our rent and utilities. We were just barely making it before then because I lost my job due to medical issues. W...

Qualify for a FHA loan 30 Nov -0001 | 12:00 am

I had filed Chapter 7 bankruptcy around 4 years back and have even received a discharge. Will I be able to qualify for a FHA loan now or should I have to wait for 7 - 10 years?

Ways to improve credit 30 Nov -0001 | 12:00 am

I'm working hard to improve my credit in order to qualify for a mortgage. My credit is bad as I had some unpaid debt and late payments from the past. Though I have tried my best but my scores are not ...

Down payment from retirement funds 30 Nov -0001 | 12:00 am

I want to buy a home in the near future (in the next 2-3 months). Most conventional lenders are asking for a down payment of around 20%. Now I don't have so much of money saved in my account. But I ha...

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