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What Is Important When Considering Unoccupied Property Insurance? 15 Feb 2012 | 06:32 pm
Just when you think you live in a safe area where nothing can damage your home, something like an earthquake can come along and literally shake your foundations to the core. This is why you need to ha...
What does personal liability cover for a homeowners insurance policy? 15 Feb 2012 | 04:33 pm
I’m self employed (gardening business) and have 4 employees and I have lots of customers. I’m getting a homeowners policy but I’m wondering if I should get 300K or 500K personal liability coverage. Wi...
Do I have to purchase Homeowners Insurance if I just purchased a condo in NJ? What are the pros and cons? 15 Feb 2012 | 03:23 pm
What does the Condo Association’s policy cover vs my own Homeowners policy? Chosen Answer: Well, that’s a GREAT question. Read the bylaws, it varies wildly. Some association policies only cover to the...
Mortgage/Homeowner’s Insurance? 15 Feb 2012 | 11:55 am
I was contacted by my mortgage company by mail letting me know that they recieved a notice from my homeowner’s insurance that my insurance has expired and they have purchased a policy for Fire/Homeown...
Just got a letter from our homeowners insurance company telling us they are terminating our policy. Why? 15 Feb 2012 | 10:18 am
No explanation. Is this common or did we do something that would cause this? We haven’t even been in the house for a year. Chosen Answer: By law, on the notice, it has to state the reason for cancella...
“if I rent a home and I crash into the garage door does my landlords insurance pay or my rental insurance pay? 15 Feb 2012 | 09:20 am
i crashed into the garage door by accident. Who’s insurance should pay? My rental insurance, which is for the houses contents and liability issues. Or my landlords homeowners insurance? Chosen Answer:...
Can you collect from two different insurance companies? 15 Feb 2012 | 08:59 am
I had some expensive equipment stolen from my office. I claimed the loss on my homeowners insurance and collected from that. My office also has insurance that covers this type of loss and I was wonder...
how do homeowners insurance deductibles work? 15 Feb 2012 | 07:58 am
My fence got knocked down in a bad storm we had and the wind tore my screens out of my back pourch along with the frame and we have a 500 deductible. I was wondering do they take that 500 out of the a...
I live in PA and need a good homeowners insurance company that will insure with pitbull dog? 15 Feb 2012 | 06:51 am
Chosen Answer: State Farm Insurance does not have a dangerous dog list. They realize there are bad dogs in every breed. They will look at the dogs history and ask questions such as if the dog has ever...
