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Analyzing The Source Of Your Financial Trouble 26 Aug 2013 | 02:00 pm
by John G. Merna Analyzing the true source of your financial stress prior to considering filing a bankruptcy, whether a Chapter 13 or a Chapter 7, is key to not only recovering quickly but maximizing...
Signs A Foreclosure Sale Date Exists – Virginia 19 Aug 2013 | 02:00 pm
by John G. Merna This may seem like an unusual topic for a blog. ”Don’t you receive notice of a foreclosure sale in Virginia?” you might ask. ”Doesn’t the law require you to be served? Virginia i...
Can I Purchase A Car After Bankruptcy? Infographic 12 Aug 2013 | 02:39 pm
Can I purchase a vehicle after bankruptcy? The reality is that the more you recover your credit score the lower your interest rate will be. by John G. Merna Connect on Google+ The post Can I Pur...
Remove A Second Mortgage In Bankruptcy – Part 2 29 Jul 2013 | 01:00 pm
Remove, Eliminate or Strip a 2nd Mortgage by John G. Merna Conditions Required To Remove A Second Mortgage Not all second mortgages will be eligible for removal. To be in a position to eliminat...
Eliminate A Second Mortgage In Bankruptcy – Part 1 22 Jul 2013 | 01:50 pm
How to Remove, Eliminate or Strip a 2nd Mortgage Off a House by John G. Merna What is a 2nd Mortgage? And when can it be eliminated? A second mortgage, sometimes called a second lien, on real es...
Filing Bankruptcy is “The Right Thing” Says Detroit 20 Jul 2013 | 09:00 pm
Is Filing Bankruptcy “The Right Thing” For You? by John G. Merna The city of Detroit filed for bankruptcy Thursday. We should ask ourselves is a city’s excuse for filing bankruptcy any better or wo...
Bankruptcy Misconceptions: Where They Come From. 15 Jul 2013 | 04:00 pm
by John G. Merna BANKRUPTCY MISCONCEPTIONS: ARE YOUR BELIEFS ABOUT BANKRUPTCY ROOTED IN REALITY? If you are like most people, you have some beliefs about bankruptcy. The word “bankruptcy” in print ...
Virginia Bankruptcy Exemptions – Conclusion 11 Jul 2013 | 08:24 am
by John G. Merna The Big Exemptions – Your House & Tax Refunds When it comes to Virginia Bankruptcy Exemptions you could spend all day talking about protecting a lot of little thing. I have alre...
Virginia Garnishment: How Bankruptcy Can Help. 8 Jul 2013 | 03:00 pm
Stop Garnishments Today by John G. Merna Virginia garnishment laws are not on the books to protect you from your creditors. Virginia garnishment laws are available to your creditors to take your pr...
Bankruptcy Filings In Norfolk Drop 18% in 1Q 2013 3 Jul 2013 | 06:31 pm
Norfolk Bankruptcy Filings Down by John G. Merna The financial woes of the federal government and the continued soft real estate market are two signs that the economy in Hampton Roads is still strug...
