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Dentist 27 Sep 2007 | 07:20 am
I finally went to the dentist today after putting it off for too long. I hadn't been in over a year. Luckily I only had one tooth that needed a filling. I was so relieved. I was imagining that I'd nee...
update 26 Sep 2007 | 08:43 am
So I've decided not to do Debtor's Anonymous. The premise to DA is much like AA or NA. I disagree with the whole idea that I am powerless over my debt because I feel like I am actually in control of i...
broke again 19 Sep 2007 | 06:07 am
So it's only four days after pay day and I'm broke already. Mainly it's due to poor budgeting, but I had to pay my mid-year taxes and I bought a plane ticket to Denver for October. I'm so mad at mysel...
DA 14 Sep 2007 | 08:52 am
Went to my first DA meeting last night. I was very inspired and found it to be a really positive experience. I am feeling much more comfortable about my finances this past week. I feel like maybe I c...
breaking bad habits 8 Sep 2007 | 03:03 am
I haven't posted in a while, but today I felt like I should. I have been keeping track of my food spending and it is still too high. This past month (August) I spent about $500 on food, including groc...
DMP 10 Aug 2007 | 08:55 am
I sent in my first debt management plan payment last week. I'm really excited that I am doing this. I'm still spending too much on food and am working on that. I'm trying to lose weight too so it seem...
Doing the Debt Managment Plan 5 Jul 2007 | 07:08 am
I did it. I closed all my credit card accounts but one and am entering a DMP. I've completed all the paperwork and am sending it in tomorrow. My payments are going down by $200 and my interest rates a...
Debt Management Plan 16 Jun 2007 | 06:27 am
I just joined the State Employee Credit Union where I live and they over a free debt management plan. I'm thinking of doing it but am concerned about it affecting my ability to rent an apartment since...
loan part two 22 May 2007 | 06:47 am
After the comments I've gotten on my last post, and feedback I've gotten from others, I've decided to not do the Citibank loan. However, I'm going to possibly attempt to get a bank loan to consolidate...
loan 19 May 2007 | 06:41 am
I recently saw an offer for a loan from citibank, where I have a credit card. The interest rate would be 16%, and I would use it to pay off some credit cards with high interest rates (29%). The only t...
